NZ Taxation Limited
NZ Taxation
Limited
nztaxation.nz
For rental property investors

Own a rental?
We'll handle the tax paperwork.

Rental tax rules in New Zealand keep changing — interest deductibility, brightline, ring-fencing, chattels depreciation. Miss one and it costs you real money. NZ Taxation Limited prepares your annual rental tax return (IR3R + IR3) so you don't have to think about it.

IRD registered tax agent One rental or a portfolio — same care Fully remote — Auckland based
What's included

Everything the IRD expects — handled for you.

IR3R rental schedule + IR3 return

We prepare and file your annual rental income schedule alongside your personal tax return — one job, one accountant.

Interest deductibility calc

Correctly apportioned interest under the current phasing rules — including new-builds where the full deduction still applies.

Chattels depreciation schedule

Carpets, curtains, appliances, heat pumps — we set up and maintain the depreciation register so you claim every dollar you're entitled to.

Brightline test check

Buying, selling or transferring? We check whether the brightline applies before it becomes a nasty surprise at tax time.

Ring-fenced losses tracker

Rental losses ring-fence to your rental portfolio. We track carried-forward losses year on year so nothing gets lost.

Mixed-use, boarders, Airbnb

Short-stay, mixed-use, boarder income, holiday homes — we know the specific rules for each and apply them correctly.

Transparent pricing

One flat annual fee — no surprises.

The same clear price every year. You pay when we file — never on a per-email meter.

Base fee
Per rental property, per year
$499+ GST

Covers one rental property and one IR3 personal tax return. Includes everything on the “What's included” list — IR3R, interest deductibility, chattels depreciation, brightline check and ring-fenced losses.

Extra owner
Per additional IR3
+$100+ GST

Most rentals are co-owned. Add $100 + GST per additional owner's IR3 return — so a property owned 50/50 by a couple is $599 + GST all-in.

Worked example. One rental, owned equally by two spouses = $499 + $100 = $599 + GST per year. Two rentals owned by the same couple = 2 × $599 = $1,198 + GST per year.
Free tool · Before you enrol

See what your rental is really
doing for your wealth.

The ClientOps Wealth Plan is a free planning tool built by NZ Taxation Limited. Enter your property details and see a plain-English picture of yield, cash flow, tax position and long-term wealth trajectory — before you commit to anything.

Sample output
18 Manaia Rd, Titirangi
Gross yield4.9%
Net yield (after tax)2.1%
Cash-flow position-$142 / week
10-year equity growth+$284k
Deductible interest %80%
Preview — actual output uses your live figures
Why NZ Taxation Limited

A specialist for landlords — not a generalist.

$499 + GST per property

Flat annual fee per rental, plus $100 + GST for each additional owner's IR3. No surprise bills, no per-email meter.

IRD-registered tax agents

We hold the extension of time with IRD — you get more time to file and pay, at no extra charge.

ClientOps included

Every rental client gets access to ClientOps — dashboards, docs upload, and your accountant one message away.

Common questions

Rental tax, answered.

Do I need to file a return if my rental made a loss?

Yes — losses are ring-fenced to your rental portfolio and carried forward to offset future rental income. Filing every year keeps that carry-forward alive.

How much interest can I actually deduct in the current tax year?

It depends on whether the property is a new-build (100% deductible) or an existing dwelling (currently 80%, moving back to 100%). We apply the correct rules to your specific loan structure.

What if I have one rental and my day job is on PAYE?

We combine your IR3R (rental) with your personal IR3 return in one job. You get one fixed fee, one point of contact, one tax outcome.

I own the rental in a trust or LTC — can you still help?

Yes. We work with individuals, LTCs, look-through companies, trusts and partnerships. Sign up on the authority form and we'll match you to the right structure.

Ready to hand it over?

Sign the authority form
and stop worrying about rental tax.

Five minutes to sign. We take it from there — every rule, every deadline, every year.

NZ Taxation Limited
NZ Taxation
Limited

A fully remote NZ tax practice — Xero-first accounting for companies, Prosaic for sole traders. Registered in Te Atatu, Auckland; serving small business across Aotearoa.

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Services
  • Accounting
  • Taxation
  • Bookkeeping
  • Payroll
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